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Rollover IRAs

If you're changing jobs or planning to retire, you'll also need to make a decision about the retirement plan distribution that you could be receiving.

Over the years, you may have accumulated a sizable nest egg in your employer's retirement plan. Choosing what to do with your retirement payout may be one of the most important investment decisions you'll ever make. With a little advance planning, you can take steps to preserve your benefits and their growth potential.

Reasons why you may be receiving retirement plan money now:
  • You're retiring
  • You're leaving to take a new position
  • You've lost your job
  • Your employer is terminating your company's retirement plan
  • You're 59½ (you may be eligible for a payout even if you're still working)
  • You've become disabled
  • You're the beneficiary of a retirement plan

There are a number of factors to consider when determining how to handle your distribution:

Understand all the options
The Advantages of a Direct Rollover
Tax Considerations
Which plans qualify for rollover distributions?
Taking distributions from your IRA Rollover account

This information is general in nature and is not intended as tax advice. Consult a tax professional as to how this information applies to your situation.

    RELATED TOPICS

IRA Options

IRA Planning
Converting to a Roth
Taking distributions
Rollover IRAs
Stretch IRA
Frequently Asked Questions

Calculators

Glossary

Pension Protection Act

Realities of retirement

Strategies for retirement





For more complete information, including a prospectus, please contact your financial advisor. You may also view a current prospectus online, order literature through our site, or contact an Investor Service Representative at 800-225-5478. Investors should consider a fund's objective, risks and expenses carefully before investing. This information, and other information, can be found in the fund's prospectus. Please read the prospectus carefully before investing. Other expenses, including sales charges, apply to a continued investment in the fund and are described in the fund's current prospectus.

The mutual funds referred to in this website are offered and sold only to persons who are eligible to purchase U.S. registered investment funds and are offered by prospectus only.




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